Card to the Future

Spends from

Spends from of each crypto card, with a source for each value. Checked Nov-05, 2026.

Spends from of each card
ether.fiDirect Pay: vault USDC first, then liquidUSD. Borrow mode: borrows USDC against any eligible vault asset at variable Aave rate with interest from the first secondProduct LTV e.g. USDC 81%, weETH/WETH 55%, ETHFI 20%
Crypto.comPrepaid balance in card currency after conversion; funds cannot be moved back to the Cash Account once topped up
WirexBalance in the USD, EUR or GBP account (stablecoin-backed, in the user's self-custodial wallet) with FX at scheme rates
MetaMaskDirectly from the wallet or Money Account, converted at payment
PlasmaUSD cash balance in the Plasma One account
CoinbaseCoinbase balance in crypto or USD, sold at the point of sale
PhantomCASH balance in the user's own Cash account; the partner draws CASH and converts to USD at payment
KoloCrypto balance converted at the moment of payment; several assets can be combined in one paymentA 1% slippage buffer is held temporarily and returned if unused
ExaYour deposited balance (Pay now) or a loan against it (Installments)
RedotPayUSD balance after conversion; crypto is converted at the moment of payment (1% conversion fee). Optional Credit mode spends against crypto collateral.
RevolutCrypto balance in the Revolut app, converted to fiat at the time of the paymentYou can choose all crypto (highest balance first) or one token balance; if the chosen balance is too small the payment is declined
Ethena PayStablecoin collateral in your linked wallet secures charges; it is not a prefunded balance
SolidCard balance funded from the Solid balance; Wirex cards can spend a EUR balance or soUSD in Credit mode
TriaCard balance credited after converting the depositOther Tria pages say crypto stays in the wallet until the swipe
KASTUSD balance after 1:1 stablecoin conversion (or USDC in a dedicated Solana wallet in Self-Custody Mode); redeemed cashback is used first
BinanceBinance Funding and Spot accounts (and Flexible Earn) by payment priority, converted in real timeFrom Nov-04, 2026 Spot and Funding are the default accounts
COCAUSD or EUR balance (stablecoin deposits are converted 1:1 into the balance)
Bitget WalletCard balance in USD after you top upOther tokens are swapped to USD on-chain at top-up
BybitFunding Account and Flexible Easy Earn balance, fiat first when switched on, then crypto by priority
TuyoUSDC balance on Base (Earn balance can be used if enabled)
HyperbeatCash Mode: USD balance in your Liquid Bank account; Credit Mode: stablecoins borrowed against your collateral
SafePalFiat24 account balance after top-up
Avalanche CardCollateral posted from your own wallet; spending limit equals collateral value for stable assets
AviciUSDC balance in the user's Loan Escrow contract, shown as USD card balance
SendA separate prefunded USD card balance, loaded from the Send balancePurchases draw only from the loaded amount; declines happen if it is too low
GateGate Pay, Spot or Simple Earn balance, converted at purchase
DogPayCard balance in USD after converting deposited USDT in the app
SolayerUSDC balance deposited into the card
KartaPersonal account balance (USDT)
BFinanceBalance held in the BFinance accountIssuer: top up with USDT or USDC, then pay by card
Gnosis PayStablecoin balance in the user's own Safe, 1:1
SolflareDirectly from the self-custodial Solflare wallet, USDC on Solana
CypherNot publishedNot published
ReadyUSDC balance in the user's own wallet, checked at purchase
VaultLeapUSDC moved from the account balance to the card wallet (Dashboard, Card, Add Funds)
HolyheldEUR balance after manual pre-load (sell crypto first)

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Crypto acceptedChainsFiat top-upDeposit feesMinimum deposit