Card to the Future

Paused. Solflare's card page says cards are paused while it moves to a new issuing partner; paused Jul-28, 2026 after Kulipa wound down, and no relaunch is confirmed.1,3

Illustration in the plan's colour, not the issuer's artwork

Solflare Card

MastercardSelf-custodyKYC fulldebit

Solflare Card was a self-custody Mastercard that spent USDC on Solana straight from the Solflare wallet. It is paused: the card partner Kulipa wound down in Jul-2026 and Solflare has not relaunched with a new issuer.

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12Card Score, #32 of 36
−$144You keep a year
F39Trust points of 100
84%Key fields with a source

Plans side by side

Standard
Price
Monthly priceFree4No subscription published for the Kulipa-issued programme; not confirmed by the issuerNot confirmed by the issuer
Yearly priceFree4No annual fee published; not confirmed by the issuerNot confirmed by the issuer
Virtual card feeFree4Virtual card generated in the app after approval; fee not stated by the issuerNot confirmed by the issuer
Staking needed01Spends USDC straight from the wallet; no lock-up
Other requirementsKYC in the Solflare app (name, address, government ID); resident of a supported country, approved case by case2
Rewards
Cashback0%3No cashback on the old card; cashback is promised only for the future card (Solflare banner)Not confirmed by the issuer
PointsRaffle-style rewards via 'The Benefits' platform3Third-party report onlyNot confirmed by the issuer
Fees
FX fee1%3,13Third parties conflict: SpendNode and the SolCard guide cite a 1% Solflare fee plus a 0.40-0.70% FX fee in UK/EEA; the Solflare FX help article could not be opened (search summary only). FAQ says the Mastercard interbank rate applies and Solflare may add an international feeNot confirmed by the issuer
Top-up fee0%1No top-up; the card spends from the wallet. Solana gas is reported to apply, not confirmed
ATM fee0%2Solflare charges no ATM fee; ATM operators may
Limits
Limit per payment$5,00012USDC; search summary of help centre onlyNot confirmed by the issuer
Spend limit a day$10,00012USDC; search summary of help centre onlyNot confirmed by the issuer
Spend limit a month$30,00012USDC; search summary of help centre onlyNot confirmed by the issuer
ATM limit a day$50012USDC; search summary of help centre onlyNot confirmed by the issuer
ATM limit a month$2,50012USDC; search summary of help centre onlyNot confirmed by the issuer

What you keep

FX fee on foreign spend−$24
Fees on every purchase−$120
Net a year, Standard plan−$144

$1,000 a month, 20% in a foreign currency, no staking. Change

Trust

Licence and regulator6 of 25

Solflare names no issuer or licence; the issuer is only reported by community sources as Monavate via Kulipa, and the new issuer is unannounced.1,11

Custody and fund protection16 of 20

Self-custody: USDC stays in the user's own wallet and is charged at purchase; Kulipa held no customer balances when it failed.1,7

Incidents in the last 24 months4 of 20

The card stopped working on Jul-28, 2026 when Kulipa wound down, with no prior notice, and has been paused since.1,3,7

Track record and verified volume5 of 15

Launched about Sep-2025 with $6.7M tracked volume per Paymentscan, which shows $0 since Aug-2026.6

Published fees and terms4 of 10

Solflare says little about fees, limits or the issuer, and its help pages did not open; the pause is stated openly on its card page.1,12

Support and user sentiment4 of 10

Solflare claims 24/7 support and an email address; no support quality data found.1,2

Company

Legal entitySolrise Research LTD (app publisher)8Card programme operator not stated by Solflare
Websitesolflare.com1

Issuer and licence

Card issuerMonavate (BIN sponsor, community report); programme run by Kulipa, now wound down11,3Solflare does not name its issuer; not confirmed by the issuer or Paymentscan. New issuer not announced
Program managerKulipa (wound down Jul-2026)3,7
NetworkMastercard1

The card

Statuspaused1,3Solflare's card page says cards are paused while it moves to a new issuing partner; paused Jul-28, 2026 after Kulipa wound down, and no relaunch is confirmed.
Launched2025-096Per Paymentscan; not stated by Solflare
Typedebit1
FormsVirtualPhysical2One virtual and one physical card per user
Custodyself-custody1,7
How custody worksUSDC stays in the user's own Solflare wallet and is charged at purchase; Kulipa held no customer balances1,7
KYCfull2
KYC documentsName, address, government ID, driving licence or passport2
KYC time1 to 2 minutes typically2
Minimum age182
Settles inUSDC2

Funding

Crypto acceptedUSDC2All cards are natively USDC cards
ChainsSolana6
Spends fromDirectly from the self-custodial Solflare wallet, USDC on Solana1

Payments

Apple Pay1Listed as coming soon on the new card
Google Pay1Worked on the old card; current card is paused
3-D Secure1

Where it works

RegionsEurope (EEA)United Kingdom2Other countries case by case
United Kingdom2
EEA2

Account

Crypto loansYes3Borrow positions remain accessible in the Cards tab

Security

Freeze card2Freeze and unfreeze in the app
Biometrics1

App

App Store rating4.88
App Store ratings10,0008About 10K ratings
App StoreOpen in App Store8Wallet app, not card-specific
LanguagesEnglishFrenchGermanPolish8
Supportsupport@solflare.com2
Support hours24/71

Reputation

Common complaintsCard-to-card top-ups worked for some users, then stopped on Monavate cards in Mar-2026, Kulipa programme dropped several countries in 2026, Cards stopped working without notice when the partner failed on Jul-28, 202610,11,7
Common praiseSelf-custody: no top-up step and funds stay in the wallet, Card-to-card transfers from some banks worked in late 20251,11

Adoption

On-chain spend, all time$6,698,0006Clearing data only, one transaction per user per day; $0 from Aug to Nov 2026
On-chain spend, last monthFree6Paymentscan shows $0 for Oct-2026

Incidents and changes

Aug 2026A Solana-network card top-up exploit hit other fintechs; Finek reported Solflare was not affected because it uses a different issuer.9hack
Jul 2026Issuing partner Kulipa wound down and Solflare paused its virtual and physical cards on Jul-28, 2026; existing cards do not carry over and funds stayed in users' wallets.1,3,7shutdown
Mar 2026Card-to-card transfers were reported disabled on Monavate-issued cards including Solflare.10fee change

Regional differences

UK and EEAfx fee: 0.40-0.70% FX fee on top of a 1% Solflare fee5

More details

Replacement cardSolflare says a new issuer is coming with Apple Pay, higher limits and cashback; no name, date or terms published as of Nov-05, 20261,3
Limits sourceSpend and ATM limits come from a search summary of the help centre; the help pages returned 404 when opened12

Quick answers

What does the Solflare Card cost?

The Standard plan: Free a month, — for a physical card.

How much cashback does the Solflare Card pay?

0% on the Standard plan, paid in a form not published.

What is the Solflare Card FX fee?

1% on the Standard plan.

Is the Solflare Card custodial?

Self-custody. USDC stays in the user's own Solflare wallet and is charged at purchase; Kulipa held no customer balances

Is the Solflare Card available in the US, the UK and the EEA?

US: not stated. UK: yes. EEA: yes.

How much do you keep with the Solflare Card?

−$144 a year on the Standard plan at $1,000 a month with 20% in a foreign currency, after every fee.

Sources

  1. Solflare Card page with pause banner, issuer, Nov-05, 2026
  2. Solflare Card FAQ, issuer, Nov-05, 2026
  3. Solflare Card paused: Kulipa wind-down (SpendNode, Jul-2026), other, Nov-05, 2026
  4. Solflare Card Review 2026 (SpendNode), other, Nov-05, 2026
  5. Solflare Card guide (SolCard, as of Nov-01, 2026), other, Nov-05, 2026
  6. Solflare Card on Paymentscan, paymentscan, Nov-05, 2026
  7. Kulipa collapse halts Ready and Solflare card services (KuCoin News, Jul-31, 2026), press, Nov-05, 2026
  8. Solflare Solana Wallet on the App Store, app store, Nov-05, 2026
  9. Finek channel post, Aug-28, 2026, community, Nov-05, 2026
  10. Finek channel post, Mar-06, 2026, community, Nov-05, 2026
  11. Finek chat, user report, Oct-12, 2026, community, Nov-05, 2026
  12. Solflare help: Solflare Card spending and ATM limits (search summary only, page 404 on direct fetch), other, Nov-05, 2026
  13. Solflare help: Understanding Solflare Card FX fees (search summary only, page 404 on direct fetch), other, Nov-05, 2026

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