Top-up fee
Top-up fee on each crypto card plan, with a source for each value. Checked Nov-05, 2026.
| Core | 0%ether.fi charges no crypto deposit fee, only network gas; bank-transfer rails have their own fees (see funding.deposit_fees) | ||
| Luxe | 0%ether.fi charges no crypto deposit fee, only network gas; bank-transfer rails have their own fees (see funding.deposit_fees) | ||
| Pinnacle | 0%ether.fi charges no crypto deposit fee, only network gas; bank-transfer rails have their own fees (see funding.deposit_fees) | ||
| VIP | 0%ether.fi charges no crypto deposit fee, only network gas; bank-transfer rails have their own fees (see funding.deposit_fees) | ||
| Midnight Blue | 1%1% on debit/credit card top-ups; no fee stated for top-up from crypto wallet or Cash Account | ||
| Ruby Steel | 1%1% on debit/credit card top-ups; no fee stated for top-up from crypto wallet or Cash Account | ||
| Jade Green / Royal Indigo | 1%1% on debit/credit card top-ups; no fee stated for top-up from crypto wallet or Cash Account | ||
| Icy White / Rose Gold | 1%1% on debit/credit card top-ups; no fee stated for top-up from crypto wallet or Cash Account | ||
| Obsidian | 1%1% on debit/credit card top-ups; no fee stated for top-up from crypto wallet or Cash Account | ||
| Wirex One Base | 0.08%Base: 0.08% on USDT stablecoin deposits (verified). Bank transfers and local card top-ups are free; a conversion fee applies if the top-up currency is USD, as it is processed in EUR | ||
| Wirex One Premium | 0%Premium: USDT deposits fee-free up to $10,000/mo, then 0.08% above. Bank transfers and local card top-ups free | ||
| Wirex One Elite | 0%Elite: USDT deposits fee-free up to $50,000/mo, then 0.08% above. Bank transfers and local card top-ups free | ||
| Wirex One Private | 0%Private: no USDT deposit fee once verified (0.08% before verification) | ||
| Wirex One Bespoke | 0%Bespoke: no USDT deposit fee once verified (0.08% before verification) | ||
| Virtual | 0%No fee to delegate funds; network gas only, typically about $0.01 | ||
| Lite | USD ACH $1, USD wire $15, GBP/EUR $0.50, MXN $1.00, BRL $0.50, COP $1.00Fiat onramp; USDT deposits free, USDC free up to $30,000 per deposit | ||
| Core | USD ACH $0.50, USD wire $15, GBP/EUR $0.40, MXN $0.80, BRL $0.40, COP $0.75Fiat onramp | ||
| Platinum | USD ACH $0.50, USD wire $10, GBP/EUR $0.30, MXN $0.60, BRL $0.30, COP $0.75Fiat onramp | ||
| Coinbase Card (US) | Reloads from Coinbase balance; fee not published | ||
| Phantom Cash | Stablecoin swap free; ACH direct deposit 0.30%; domestic wire 1.00%; debit card via Stripe 1.75%; credit card via Stripe 3.50%Banks, payroll providers and card partners such as Robinhood may charge more. MoonPay and Meld fees are shown on the Review screen | ||
| USD Card | 0%0% on crypto deposits; network fees apply. USD card cannot be topped up by card | ||
| EUR Card | 1%Crypto deposits 0%. Card-to-card top-up to the EUR card carries a 1% FX fee on the converted amount | ||
| Standard | Crypto: none published. Bank deposits via Bridge: USD ACH 0.4%, USD wire 1.0%, EUR SEPA 0.7%, GBP 1.0%, MXN 1.0%Exa covers Bridge fees up to $3,000 cumulative volume or 60 transactions (not US domestic wires) | ||
| Standard | 0%No deposit fee on the USD/HKD card programmes; no RedotPay fee on crypto or bank deposits. Buying crypto by card, P2P or PayPal transfers carry their own fees (PayPal route: 3%, min $1, per May 2025 notice). | ||
| Pro Monthly | 0%No deposit fee on the USD/HKD card programmes; no RedotPay fee on crypto or bank deposits. Buying crypto by card, P2P or PayPal transfers carry their own fees (PayPal route: 3%, min $1, per May 2025 notice). | ||
| Pro Annual | 0%No deposit fee on the USD/HKD card programmes; no RedotPay fee on crypto or bank deposits. Buying crypto by card, P2P or PayPal transfers carry their own fees (PayPal route: 3%, min $1, per May 2025 notice). | ||
| Standard | 0%Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | ||
| Plus | 0%Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | ||
| Premium | 0%Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | ||
| Metal | 0%Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | ||
| Ultra | 0%Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | ||
| Standard | 0%No Ethena Pay fee to fund in digital dollars; funding-partner (MoonPay, Iron), gas and issuer fees may add | ||
| Core | 0%Solid charges 0%; deposit fees apply on the way into Solid (see funding) | ||
| Prime | 0%Solid charges 0%; deposit fees apply on the way into Solid (see funding) | ||
| Ultra | 0%Solid charges 0%; deposit fees apply on the way into Solid (see funding) | ||
| Virtual | 0%No Tria service fee; Tron needs TRX and Solana needs SOL for network fees | ||
| Signature | 0%No Tria service fee; Tron needs TRX and Solana needs SOL for network fees | ||
| Premium | 0%No Tria service fee; Tron needs TRX and Solana needs SOL for network fees | ||
| Standard | 0%Card top-up fee 0%; fiat bank deposit fees apply separately (ACH $2, Fedwire $15, SWIFT $30, SEPA 0.5%) | ||
| Premium | 0%Card top-up fee 0%; fiat bank deposit fees apply separately (ACH $2, Fedwire $15, SWIFT $30, SEPA 0.5%) | ||
| Private | 0%Card top-up fee 0%; fiat bank deposit fees apply separately (ACH $2, Fedwire $15, SWIFT $30, SEPA 0.5%) | ||
| Brazil Card | 0%No top-up: card spends from the Binance Funding and Spot accounts; direct top-ups from third-party providers are not supported | ||
| Global Program | Not publishedNot published | ||
| Starter | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Standard | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Standard+ | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Premium | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Premium+ | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Elite | Not publishedSEPA reported free (Cryptonoshi); card and crypto top-up fees not published | ||
| Standard | 0%Top-up is free per the Asia-Pacific fee page. Other sources report 1% | ||
| EU Card (Bybit EU, EEA and Switzerland) | 0%The card has no wallet of its own; it draws on the Funding Account and Flexible Easy Earn balance | ||
| Global Card (non-EEA regions) | 0%No wallet of its own; draws on the Funding Account and Flexible Easy Earn balance | ||
| Standard | Not publishedNo deposit fee published; network fees may apply | ||
| Standard | Fiat: ACH 0.12% + $0.25; Fedwire 0.12% + $18; SWIFT 0.12% + $35; SEPA 0.2% + EUR 1. Crypto: network cost onlyCrypto deposit fees not stated by the issuer | ||
| Standard | 0%Newer help article says standard 0%; older article (S4) says 1% standard; bank page says as low as 0.4% for the highest tier | ||
| U.S. | 0%No issuer top-up fee; you pay network gas. CryptoCards.so reports 3% for the International version, not confirmed by the issuer | ||
| International | 0%No issuer top-up fee; you pay network gas. CryptoCards.so reports 3% for the International version, not confirmed by the issuer | ||
| Platinum | 0%No top-up or withdrawal-to-wallet fee; minimum top-up $1 | ||
| Signature | 0%No top-up or withdrawal-to-wallet fee; minimum top-up $1 | ||
| Send Card | Not publishedFee for loading the card is not published | ||
| Classic | 0.9%Gate US prepaid card top-up; Classic spends from the account balance with no manual top-up per a third party | ||
| Basic | 1%Card funding fee; minimum $10 per top-up | ||
| Premium | 0.8%Card funding fee; minimum $10 per top-up | ||
| Platinum | 0.5%Card funding fee; minimum $10 per top-up | ||
| Ultra | 0.3%Card funding fee; minimum $10 per top-up | ||
| Standard | 1%Issuer pages disagree: fee page 1% of amount loaded, FAQ 0.5% per top-up, tutorial $0.10 per top-up | ||
| Personal | Stablecoins free (Tron TRC-20 5.90 USDT); ACH 0.30% + 2.50 USDT; SWIFT 0.30% + 37.50 USDT; US wire 0.30% + 30 USDT; SEPA 1.00% + 2.00 USDT; PIX 1.00% + 0.50 USDT; COP 1.00% + 0.50 USDT; SPEI 1.00% | ||
| Virtual card | Not publishedNot published now. A user reported 1.5% in Feb-2026 (see tests); the former consumer page and a promotional article reportedly showed 1.5% and 2% | ||
| Standard | Not publishedNot published; the fee page covers spending only | ||
| Standard | 0%No top-up; the card spends from the wallet. Solana gas is reported to apply, not confirmed | ||
| Standard | Not publishedNot published by the issuer; card closed | ||
| Lite | 0%Network gas covered by Ready on Starknet per Spendnode | ||
| Metal | 0%Network gas covered by Ready on Starknet per Spendnode | ||
| Standard | 0%Card reload fee $0. Bank-to-VaultLeap transfers carry a platform fee by tier (Standard 0.75%, Pro 0.45%, Zero 0% up to $40,000 a month, then 0.55%); the same page also lists ACH, wire, SEPA and SPEI as free | ||
| Pro | 0%Card reload fee $0. Bank-to-VaultLeap transfers carry a platform fee by tier (Standard 0.75%, Pro 0.45%, Zero 0% up to $40,000 a month, then 0.55%); the same page also lists ACH, wire, SEPA and SPEI as free | ||
| Zero | 0%Card reload fee $0. Bank-to-VaultLeap transfers carry a platform fee by tier (Standard 0.75%, Pro 0.45%, Zero 0% up to $40,000 a month, then 0.55%); the same page also lists ACH, wire, SEPA and SPEI as free | ||
| Classic | Not publishedNo card top-up fee found; the issuer's individual pricing page lists 1% on-ramp but does not mention cards | ||
| Limited Edition | Not publishedNo card top-up fee found; the issuer's individual pricing page lists 1% on-ramp but does not mention cards | ||
| Metal | Not publishedNo card top-up fee found; the issuer's individual pricing page lists 1% on-ramp but does not mention cards |
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