Crypto conversion fee
Crypto conversion fee on each crypto card plan, with a source for each value. Checked Nov-05, 2026.
| Core | Not publishedNo conversion fee published for Direct Pay or Borrow mode beyond FX and borrow interest | ||
| Luxe | Not publishedNo conversion fee published for Direct Pay or Borrow mode beyond FX and borrow interest | ||
| Pinnacle | Not publishedNo conversion fee published for Direct Pay or Borrow mode beyond FX and borrow interest | ||
| VIP | Not publishedNo conversion fee published for Direct Pay or Borrow mode beyond FX and borrow interest | ||
| Midnight Blue | Not publishedNot published as a card fee; exchange rates are set by jurisdiction and tier | ||
| Ruby Steel | Not publishedNot published as a card fee; exchange rates are set by jurisdiction and tier | ||
| Jade Green / Royal Indigo | Not publishedNot published as a card fee; exchange rates are set by jurisdiction and tier | ||
| Icy White / Rose Gold | Not publishedNot published as a card fee; exchange rates are set by jurisdiction and tier | ||
| Obsidian | Not publishedNot published as a card fee; exchange rates are set by jurisdiction and tier | ||
| Wirex One Base | Not publishedNo conversion fee or spread on stablecoin deposits into the USD/EUR account (1:1); fees for converting other crypto are shown in-app and not published | ||
| Wirex One Premium | Not publishedNo conversion fee or spread on stablecoin deposits into the USD/EUR account (1:1); fees for converting other crypto are shown in-app and not published | ||
| Wirex One Elite | Not publishedNo conversion fee or spread on stablecoin deposits into the USD/EUR account (1:1); fees for converting other crypto are shown in-app and not published | ||
| Wirex One Private | Not publishedNo conversion fee or spread on stablecoin deposits into the USD/EUR account (1:1); fees for converting other crypto are shown in-app and not published | ||
| Wirex One Bespoke | Not publishedNo conversion fee or spread on stablecoin deposits into the USD/EUR account (1:1); fees for converting other crypto are shown in-app and not published | ||
| Virtual | 0.88%Other crypto such as wETH 0.875%. Stablecoins: 0% in the card or merchant local currency, 0.5% otherwise. DeFi or yield tokens: free up to $1,200 a month, then 0.5%. | ||
| Lite | 0.15% to 0.75% on crypto deposits (same on all tiers)Plus network, bridge or swap fees shown in the app | ||
| Core | 0.15% to 0.75% on crypto deposits (same on all tiers) | ||
| Platinum | 0.15% to 0.75% on crypto deposits (same on all tiers) | ||
| Coinbase Card (US) | Coinbase trading spread when non-stablecoin crypto is sold at purchase; amount not publishedUSD and USDC spend at par per CryptoSlate | ||
| Phantom Cash | 0%Swapping USDC, USDT, USDG or PYUSD on Solana into Cash is free; other tokens cost 0.85%; Cash to USDT, USDG or PYUSD 0.85%, Cash to USDC free | ||
| USD Card | 1%1% Kolo conversion fee on each card payment. The home page claims 0% mark-ups on USDT, USDC, EURC; the two statements are not reconciled by Kolo | ||
| EUR Card | 1%1% Kolo conversion fee on each card payment. The home page claims 0% mark-ups on USDT, USDC, EURC; the two statements are not reconciled by Kolo | ||
| Standard | Not publishedNo conversion fee published by the issuer; Cryptonoshi reports a sell spread of about 0.5% (see tests) | ||
| Standard | 1%Listed as 'Transaction Fee 1.00%' = cryptocurrency conversion fee. Stacks with the 1.2% FX fee on foreign-currency purchases. | ||
| Pro Monthly | 1%Listed as 'Transaction Fee 1.00%' = cryptocurrency conversion fee. Stacks with the 1.2% FX fee on foreign-currency purchases. | ||
| Pro Annual | 1%Listed as 'Transaction Fee 1.00%' = cryptocurrency conversion fee. Stacks with the 1.2% FX fee on foreign-currency purchases. | ||
| Standard | 0%Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | ||
| Plus | 0%Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | ||
| Premium | 0%Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | ||
| Metal | 0%Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | ||
| Ultra | 0%Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | ||
| Standard | Not publishedNot published; stablecoin issuer mint or redemption fees and gas may be passed through | ||
| Core | Not publishedDeposits and swaps have fees (swaps 0.5% Core, 0.25% Prime, free Ultra) but spend conversion is not stated | ||
| Prime | Not publishedDeposits and swaps have fees (swaps 0.5% Core, 0.25% Prime, free Ultra) but spend conversion is not stated | ||
| Ultra | Not publishedDeposits and swaps have fees (swaps 0.5% Core, 0.25% Prime, free Ultra) but spend conversion is not stated | ||
| Virtual | 0%No Tria top-up fee. A provider fee (swap slippage, routing, network) is shown in the app before confirming and varies; the terms allow up to 1% on USDC settlement or deposit. One reviewer measured about 0.4% sell spread, see tests | ||
| Signature | 0%No Tria top-up fee. A provider fee (swap slippage, routing, network) is shown in the app before confirming and varies; the terms allow up to 1% on USDC settlement or deposit. One reviewer measured about 0.4% sell spread, see tests | ||
| Premium | 0%No Tria top-up fee. A provider fee (swap slippage, routing, network) is shown in the app before confirming and varies; the terms allow up to 1% on USDC settlement or deposit. One reviewer measured about 0.4% sell spread, see tests | ||
| Standard | 0%Supported stablecoin deposits convert to USD 1:1 with 0% spread; non-stablecoin tokens auto-convert with a token-specific fee shown before confirming | ||
| Premium | 0%Supported stablecoin deposits convert to USD 1:1 with 0% spread; non-stablecoin tokens auto-convert with a token-specific fee shown before confirming | ||
| Private | 0%Supported stablecoin deposits convert to USD 1:1 with 0% spread; non-stablecoin tokens auto-convert with a token-specific fee shown before confirming | ||
| Brazil Card | 0.9%Crypto converted to BRL at payment; 0% with the U token in selected countries | ||
| Global Program | 0.9%USDC is 0.1% in the rest-of-world and New Zealand groups | ||
| Starter | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Standard | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Standard+ | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Premium | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Premium+ | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Elite | 0%Issuer says no additional fees apart from network fees. Cryptonoshi measured about 0.6% sell spread when spending to local currency; see tests | ||
| Standard | 0.05% to 0.2%Charged on every crypto-to-fiat conversion. Cryptonoshi measured a sell spread of about 0.1%, within this range (see tests) | ||
| EU Card (Bybit EU, EEA and Switzerland) | 0.9%On top of Bybit EU's One-Click Sell rate, on any payment funded with crypto; minimum conversion 1 EUR/USD | ||
| Global Card (non-EEA regions) | 0.9%On top of Bybit's One-Click Sell rate; 0.5% in Argentina; not supported in Peru; minimum conversion 1 USD | ||
| Standard | 0%Converting other tokens to Base USDC in the app is reported to be free; network fees may apply. Card spends USDC on Base | ||
| Standard | Not publishedNot published | ||
| Standard | 0%Standard top-up fee is 0% per the newer article; the older tier article says 1% and the bank page says as low as 0.4% for the top tier. Swaps carry a spread and gas applies | ||
| U.S. | 0%Site says Avalanche Card charges no gas or conversion fees; the 1% FX line on the same page and the agreements' foreign fees still apply | ||
| International | 0%Site says Avalanche Card charges no gas or conversion fees; the 1% FX line on the same page and the agreements' foreign fees still apply | ||
| Platinum | 0%Card balance is created in USDC, so spending USDC has no conversion step. Other tokens are auto-swapped through Relay when topping up; the swap price is not published | ||
| Signature | 0%Card balance is created in USDC, so spending USDC has no conversion step. Other tokens are auto-swapped through Relay when topping up; the swap price is not published | ||
| Send Card | Not publishedUSDC is converted to USD card funds when loaded; no fee for this is published | ||
| Classic | 0.9%For transactions of 2 USD or more; flat 0.05 USD below 2 USD | ||
| Basic | Not publishedNot published for the DCS card; the pricing page shows 'Crypto Conversion' fees of 1% / 0.8% / 0.6% / 0.6% by tier but does not say they apply to personal card top-ups | ||
| Premium | Not publishedNot published for the DCS card; the pricing page shows 'Crypto Conversion' fees of 1% / 0.8% / 0.6% / 0.6% by tier but does not say they apply to personal card top-ups | ||
| Platinum | Not publishedNot published for the DCS card; the pricing page shows 'Crypto Conversion' fees of 1% / 0.8% / 0.6% / 0.6% by tier but does not say they apply to personal card top-ups | ||
| Ultra | Not publishedNot published for the DCS card; the pricing page shows 'Crypto Conversion' fees of 1% / 0.8% / 0.6% / 0.6% by tier but does not say they apply to personal card top-ups | ||
| Standard | Not publishedNot published; card spends USDC directly per the overview | ||
| Personal | 1.5%Karta states a 1.5% card payment fee; applies to every purchase. Deposits are converted to a USDT balance, no separate spread stated | ||
| Virtual card | Not publishedNot published; see the top-up fee reports in tests | ||
| Standard | 0%Spending is 1:1 from the stablecoin balance; swapping other assets into EURe is done outside the card | ||
| Standard | Not publishedNot published; the card spends USDC only | ||
| Standard | Not publishedNot published by the issuer; card closed | ||
| Lite | 0%Conversion spread 0% | ||
| Metal | 0%Conversion spread 0% | ||
| Standard | 0%Card spends USDC from the balance; no conversion fee published, other than the ~0.5% FX pass-through | ||
| Pro | 0%Card spends USDC from the balance; no conversion fee published, other than the ~0.5% FX pass-through | ||
| Zero | 0%Card spends USDC from the balance; no conversion fee published, other than the ~0.5% FX pass-through | ||
| Classic | 0.5%0% Holyheld fee; market spread of about 0.5% may apply | ||
| Limited Edition | 0.5%0% Holyheld fee; market spread of about 0.5% may apply | ||
| Metal | 0.5%0% Holyheld fee; market spread of about 0.5% may apply |
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