Bitget Wallet Card
Bitget Wallet Card is a prepaid Visa or Mastercard that you top up from the self-custody Bitget Wallet app. Cashback is 2% (3% for new users or at a monthly spend threshold), paid in a chosen asset, and the issuing partner changes by region.
No partnership: we earn nothing from this card. Checked .
67Card Score, #18 of 36
$43You keep a year
D47Trust points of 100
100%Key fields with a source
Plans side by side
| Price | |
|---|---|
| Monthly price | Free1No monthly card fee |
| Yearly price | Free1Annual fee 0 |
| Virtual card fee | Free1,3Free at the Asia-Pacific launch (Sep-2025); the launch page lists a 10 USDT activation fee waived for the campaign, and current waiver status is not published. Penchan reports a $2 issuance fee in Nigeria |
| Physical card fee | $4910Third party only (Penchan): $49 with shipping, promo $25 to Dec-31, 2026. Physical cards are only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, Philippines per BitgetNot confirmed by the issuer |
| Staking needed | 01 |
| Other requirements | Identity verification in the Bitget Wallet app; at least $10 of wallet assets to apply (Asia-Pacific launch page)1,3 |
| Rewards | |
| Cashback | 2%12% base for all cardholders; 3% for new users or after reaching a monthly spend threshold of $200-400 |
| Paid in | Chosen asset: USDC, BTC, gold, or tokenised US stocks (NVIDIA, Google, Tesla, S&P 500)1Can be changed once per calendar month |
| Earns on | All purchases except restricted MCCs and refunded, reversed or cancelled transactions1 |
| No cashback on | Restricted merchant category codes; refunded, reversed or cancelled transactions1Full list is in Bitget's Assetback MCC Rules and FAQ |
| Points | No1 |
| Perks | Choice of cashback asset, Spend at Visa and Mastercard merchants worldwide1 |
| Fees | |
| FX fee | 1.7%11,31.7% on non-USD payments, none on USD, settled at Visa's rate. No real-payment measurement found |
| Crypto conversion fee | 0.05% to 0.2%11Charged on every crypto-to-fiat conversion. Cryptonoshi measured a sell spread of about 0.1%, within this range (see tests) |
| Top-up fee | 0%11Top-up is free per the Asia-Pacific fee page. Other sources report 1% |
| ATM fee | 1%10Third party only (Penchan): 1% or $5 per withdrawal, whichever is higherNot confirmed by the issuer |
| ATM fixed fee | $510Third party only (Penchan)Not confirmed by the issuer |
| Inactivity fee | Free1The page says no hidden charges and no monthly card fee |
| Limits | |
| Spend limit a day | $50,00010Third party only (Penchan); Cryptonoshi lists 5,000 USD. The launch page says users set their own limits in the appNot confirmed by the issuer |
| Spend limit a year | $990,00010Third party only (Penchan)Not confirmed by the issuer |
| ATM limit a day | $10,00010Third party only (Penchan), physical cardsNot confirmed by the issuer |
| ATM limit a month | $100,00010Third party only (Penchan), physical cardsNot confirmed by the issuer |
Real payments
Conversion spread paidCryptonoshiSell spread of about 0.1% when converting crypto to USD for loading, plus gas fees8
What someone actually paid, which can differ from the advertised fee. Each test is one payment or a few, so treat it as a signal.
What you keep
Rewards you can spend+$96
FX fee on foreign spend−$41
Fees on every purchase−$12
Net a year, Standard plan$43
$1,000 a month, 20% in a foreign currency, no staking. Change
Trust
Licence and regulator6 of 25
Bitget does not name its card issuers; Paymentscan lists UR, Immersve and DCS by region, with no licence details from Bitget.2,1
Custody and fund protection14 of 20
The wallet is described as non-custodial, but the topped-up card balance sits with the card programme and cannot be moved back.4,5
Incidents in the last 24 months12 of 20
No card shutdown found, but proof-of-address closures with a small deduction were reported in the EU in Jul-2026, and users report AML blocks.5,9
Track record and verified volume7 of 15
Paymentscan shows about $47.7M all-time and roughly $1.8M in Oct-2026 since 2024 or 2025, small against the large cards.2,8
Published fees and terms4 of 10
The card page gives no FX fee, caps or limits, and help centre pages did not load; third parties disagree on limits.1,5
Support and user sentiment4 of 10
Trustpilot shows 3.1 from 74 reviews for the wallet, with complaints about slow, automated support.7
Company
Legal entityBitKeep Global Inc.6Seller name on the App Store; the card page says only 'Bitget Wallet'
Issuer and licence
Card issuerUR, Immersve and DCS, depending on region2From Paymentscan; Bitget does not name its issuers. Cryptonoshi names Monavate (UK) for a virtual card BIN, and a Finek user report mentions Monavate too; not confirmed by Bitget
Program managerBitget Wallet1
The card
Launched2024-102Paymentscan; Bitget's Asia-Pacific launch post is dated Sep-30, 2025 and Cryptonoshi says Jul-2025
FormsVirtualPhysical1Physical only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, Philippines
Custodyself-custody4Bitget's academy article calls the design non-custodial, but the card balance is loaded from the wallet and cannot be moved back
How custody worksWallet keys stay with the user. Topped-up card balance sits with the card programme and cannot be moved back to the wallet; if wallet control is lost the card still spends but cannot be topped up or recovered1,5
KYC documentsID or passport valid for at least 3 months (Asia-Pacific); proof of address in some regions3,5
Settles inUSD3EUR cards exist per Penchan; Bitget says spending settles in local currency
Funding
Crypto acceptedUSDTUSDCETHSOLBNBPOLBGB1,2Card page names USDT, USDC, ETH, SOL and 'other popular cryptocurrencies'; BNB, POL, BGB per Cryptonoshi (s8)
ChainsEthereumSolanaBaseArbitrumBNB ChainTron2,3,4Launch page: USDC and USDT on Solana, TRON, Ethereum, Base. Paymentscan also lists Arbitrum and Morph as settlement chains
Deposit fees0% on top-up at the Asia-Pacific launch; on-chain gas paid by the user3
Spends fromCard balance in USD after you top up1,3Other tokens are swapped to USD on-chain at top-up
Payments
Google Pay1Page also lists WeChat Pay, Alipay and PayPal
Online subscriptionsSpend anywhere Visa or Mastercard is accepted1
Blocked merchantsRestricted MCCs exist (they also earn no cashback); list not published on the card page1
Where it works
Europe (EEA)
United Kingdom
United States8Cryptonoshi says not available to US residents; the card page does not list the USAccount
Crypto loansComing soon2Paymentscan lists borrow-to-spend as coming soon
Security
App
App Store ratings5,7006
English
Japanese
Korean
ChineseReputation
Trustpilot3.17Whole wallet, not the card
Common complaintsFrozen or blocked withdrawals on the wallet, Slow or automated support, 1.7% FX fee and 1% top-up fee cited in the one card review, Card can be blocked after an AML trigger while the wallet stays usable (Finek chat, user report, Aug-02, 2026)7,9
Common praiseSimple interface, Apple Pay support, Multi-chain support7
Adoption
Users, claimed100 million wallet users (wallet, not card)6Wallet-wide claim on bitget site
On-chain spend, all time$47,680,0002Paymentscan, Jan-2025 to Nov-2026; 76,873 addresses, 4,032,823 transactions
On-chain spend, last month$1,782,0008Paymentscan figure for Oct-2026 as shown by Cryptonoshi
Referrals
User referralsReferral codes give new users a bonus8Third party; terms not read on the card page
Incidents and changes
Jul 2026Penchan reports that some EU cards whose proof-of-address check failed were closed, with 2-5 USDT deducted from the refunded balance; not confirmed by Bitget.5regulatory
Regional differences
Asia-Pacific (launch campaign)issuance virtual: 10 USDT activation fee waived during the campaign3
More details
Spend needed for the 3% rate$200-400 of spend in a month, or new-user status1
If you lose wallet accessThe activated card keeps spending, but you cannot top up, withdraw or recover the card account1
Unspent card balanceCannot be moved back to the wallet5
Other Bitget cardA separate Bitget exchange card exists for some Asia-Pacific countries; this file covers only the wallet card8
Quick answers
What does the Bitget Wallet Card cost?
The Standard plan: Free a month, $49 for a physical card.
How much cashback does the Bitget Wallet Card pay?
2% on the Standard plan, paid in Chosen asset: USDC, BTC, gold, or tokenised US stocks (NVIDIA, Google, Tesla, S&P 500).
What is the Bitget Wallet Card FX fee?
1.7% on the Standard plan.
Is the Bitget Wallet Card custodial?
Self-custody. Wallet keys stay with the user. Topped-up card balance sits with the card programme and cannot be moved back to the wallet; if wallet control is lost the card still spends but cannot be topped up or recovered
Is the Bitget Wallet Card available in the US, the UK and the EEA?
US: no. UK: yes. EEA: yes.
How much do you keep with the Bitget Wallet Card?
$43 a year on the Standard plan at $1,000 a month with 20% in a foreign currency, after every fee.
Sources
- Bitget Wallet Card, issuer, Nov-05, 2026
- Bitget Wallet on Paymentscan, paymentscan, Nov-05, 2026
- Bitget Wallet Card launches in Asia Pacific with 0 fees for a limited time (Sep-30, 2025), issuer, Nov-05, 2026
- How to top up your crypto debit card with USDT, issuer, Nov-05, 2026
- Bitget Wallet Card (EU), Penchan, checked Oct-10, 2026, other, Nov-05, 2026
- Bitget Wallet on the App Store, app store, Nov-05, 2026
- Bitget Wallet on Trustpilot, trustpilot, Nov-05, 2026
- Bitget Wallet Card review, Last Updated Nov-02, 2026, review, Nov-05, 2026
- Finek chat, user report, Aug-02, 2026, community, Nov-05, 2026
- Bitget card guide, Penchan, other, Nov-05, 2026
- Fees, Asia-Pacific (help centre), issuer, Nov-05, 2026
Something wrong or out of date? Report it with a source.