Crypto loans
Crypto loans of each crypto card, with a source for each value. Checked Nov-05, 2026.
| YesBorrow against collateral; variable APY from Aave v4 markets, interest from day one, liquidation risk | ||
| Not publishedNot published | ||
| YesWirex Credits: borrow against crypto, no credit check, LTV-based liquidation; Paymentscan lists LTV options 20/30/40/60% | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| YesFixed-rate loans from Exactly Protocol against deposited assets; installments up to 9 | ||
| YesPledge BTC or ETH, borrow USDT or USDC; liquidation applies a 2% penalty. | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| YesBorrow USDC against savings | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| YesFlexible Rate Loan via the Borrow option | ||
| Not publishedNot published | ||
| Coming soonPaymentscan lists borrow-to-spend as coming soon | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| YesCredit Mode borrows stablecoins via third-party lending protocols against collateral; interest set by the protocol, no grace period | ||
| NoBorrow to spend: no | ||
| Not publishedNot published | ||
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| Not publishedNot published | ||
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| No | ||
| NoPaymentscan lists borrow-to-spend as not supported | ||
| No | ||
| YesBorrow positions remain accessible in the Cards tab | ||
| Not publishedNot published | ||
| No | ||
| NoPaymentscan: Borrow to Spend not supported | ||
| No |
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