Revolut crypto card
Revolut lets you spend crypto balances held in its app with a Revolut debit card, converting to your account currency at the moment of payment. Revolut says there is no exchange fee on card payments, but they count toward each plan's monthly exchange limit, and a review measured a spread of about 1.5%.
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26Card Score, #11 of 36
−$180You keep a year
C69Trust points of 100
79%Key fields with a source
Plans side by side
| Price | |||||
|---|---|---|---|---|---|
| Monthly price | Free5,12Free plan; confirmed only by a third-party review because the issuer's Standard fee page blocked fetching | €3.991Euro-area reference price from the Spain schedule; other countries differ | €10.996Spain page shows EUR 9.99 a month or EUR 99 a year; prices differ by country | €18.997France page; Belgium EUR 17.99, Germany EUR 15.99 for new customers; prices differ by country | €6018Greece page, shown as an introductory price; prices differ by country |
| Yearly price | Free5,12Free plan | €39.991Yearly billing; monthly billing costs more | €1106Yearly billing; monthly billing costs more | €1857Yearly billing; monthly billing costs more | €59518Applies from Dec-19, 2026 |
| Virtual card fee | Free1Virtual cards are free; stated on the Plus schedule, assumed the same on other plans | Free1Virtual cards are free; stated on the Plus schedule, assumed the same on other plans | Free1Virtual cards are free; stated on the Plus schedule, assumed the same on other plans | Free1Virtual cards are free; stated on the Plus schedule, assumed the same on other plans | Free1Virtual cards are free; stated on the Plus schedule, assumed the same on other plans |
| Physical card fee | €6.991Standard-plan delivery commission for a physical card by untracked post; tracked express is 19.99 | Free1Standard delivery is free on this plan; a delivery fee applies if you cancel within 14 days of ordering | Free1Standard delivery is free on this plan; a delivery fee applies if you cancel within 14 days of ordering | Free1Standard delivery is free on this plan; a delivery fee applies if you cancel within 14 days of ordering | Free1Standard delivery is free on this plan; a delivery fee applies if you cancel within 14 days of ordering |
| Shipping | 6.99 standard, 19.99 express, 29.99 lightning1Delivery commission table, Standard column | Standard free; express 19.99; lightning 29.991Delivery commission table, Plus column | Standard free; express 19.99 for customers joined on or after Sep-01, 2026; lightning 29.991Delivery commission table, Premium column | Standard and express free; lightning 9.991Delivery commission table, Metal and Ultra columns | Standard and express free; lightning 9.991Delivery commission table, Metal and Ultra columns |
| Replacement | —Not published | €101First two cards free, one free replacement each later year, then 10 per card | —Not published | —Not published | —Not published |
| Staking needed | 01No lock-up or staking requirement in the plan schedule | 01No lock-up or staking requirement in the plan schedule | 01No lock-up or staking requirement in the plan schedule | 01No lock-up or staking requirement in the plan schedule | 01No lock-up or staking requirement in the plan schedule |
| Rewards | |||||
| Perks | Disposable virtual cards, Roundup of card purchases into crypto (spare change)3,12Standard and Plus are subject to the monthly fair usage limit | Disposable virtual cards, Roundup of card purchases into crypto (spare change)3,12Standard and Plus are subject to the monthly fair usage limit | No fair usage limit on exchanges, Fiat to stablecoin exchange without fee up to a monthly limit, then 0.25%1,2Stablecoin limit shown for UK base currency (500,000 GBP a month); limits differ by base currency | No fair usage limit on exchanges, Fiat to stablecoin exchange without fee up to a monthly limit, then 0.25%1,2Stablecoin limit shown for UK base currency (500,000 GBP a month); limits differ by base currency | No fair usage limit on exchanges, Fiat to stablecoin exchange without fee up to a monthly limit, then 0.25%1,2Stablecoin limit shown for UK base currency (500,000 GBP a month); limits differ by base currency |
| Fees | |||||
| FX fee | 1%1Fair usage fee of 1% on exchanges above EUR 1,000 a month; crypto exchanges count toward the limit, and a card purchase that needs a currency exchange is exchanged in real time. A review measured a crypto sell spread of about 1.5% (see tests); the issuer does not publish that spread | 0.5%1Fair usage fee of 0.5% on exchanges above EUR 3,000 a month; crypto exchanges count toward the limit. A review measured a crypto sell spread of about 1.5% (see tests); the issuer does not publish that spread | 0%1No exchange limit and no fair usage fee. A review measured a crypto sell spread of about 1.5% (see tests); the issuer does not publish that spread | 0%1No exchange limit and no fair usage fee. A review measured a crypto sell spread of about 1.5% (see tests); the issuer does not publish that spread | 0%1No exchange limit and no fair usage fee. A review measured a crypto sell spread of about 1.5% (see tests); the issuer does not publish that spread |
| Crypto conversion fee | 0%4Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | 0%4Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | 0%4Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | 0%4Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) | 0%4Revolut's help says no exchange fee on crypto card payments, but fair usage fees may apply by plan; the EU fee schedule wording on card spending is unclear, and a review measured a sell spread of about 1.5% (see tests) |
| Top-up fee | 0%1,2Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | 0%1,2Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | 0%1,2Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | 0%1,2Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards | 0%1,2Crypto deposits and money added by bank transfer are free; a small fee may apply to cards issued outside the EEA and commercial cards |
| Free ATM a month | €2005,12EUR per rolling month; the issuer's Standard fee page could not be read | €2001EUR per rolling month in other entities' ATMs; Revolut's own ATMs are free | €4008EUR per rolling month; Spain page | —Not confirmed for the euro area; the UK Ultra schedule shows 2,000 GBP free per rolling month | —Not confirmed for the euro area; the UK Ultra schedule shows 2,000 GBP free per rolling month |
| ATM fee | 2%5,12Above the free amount, minimum EUR 1 per withdrawal | 2%1Above the free amount, minimum EUR 1 per withdrawal abroad | 2%8Above the free amount, minimum EUR 1 per withdrawal | —Not published | —Not published |
| Inactivity fee | Free12Reported as 0 by a third-party reviewNot confirmed by the issuer | Free12Reported as 0 by a third-party reviewNot confirmed by the issuer | Free12Reported as 0 by a third-party reviewNot confirmed by the issuer | Free12Reported as 0 by a third-party reviewNot confirmed by the issuer | Free12Reported as 0 by a third-party reviewNot confirmed by the issuer |
| Limits | |||||
| Limit per payment | €100,0004Stated as 100,000 GBP or currency equivalent per crypto card transaction; also a maximum of 100 exchanges in 24 hours | €100,0004Stated as 100,000 GBP or currency equivalent per crypto card transaction; also a maximum of 100 exchanges in 24 hours | €100,0004Stated as 100,000 GBP or currency equivalent per crypto card transaction; also a maximum of 100 exchanges in 24 hours | €100,0004Stated as 100,000 GBP or currency equivalent per crypto card transaction; also a maximum of 100 exchanges in 24 hours | €100,0004Stated as 100,000 GBP or currency equivalent per crypto card transaction; also a maximum of 100 exchanges in 24 hours |
| ATM limit a day | €3,00012EUR; reported by a third-party review, not confirmed by the issuerNot confirmed by the issuer | €3,00012EUR; reported by a third-party review, not confirmed by the issuerNot confirmed by the issuer | €3,00012EUR; reported by a third-party review, not confirmed by the issuerNot confirmed by the issuer | €3,00012EUR; reported by a third-party review, not confirmed by the issuerNot confirmed by the issuer | €3,00012EUR; reported by a third-party review, not confirmed by the issuerNot confirmed by the issuer |
Real payments
Conversion spread paidCryptonoshi, Nov-02, 2026Sell spread of about 1.5% when converting crypto to euro at payment, same on all plans; the issuer states no exchange fee12
What someone actually paid, which can differ from the advertised fee. Each test is one payment or a few, so treat it as a signal.
What you keep
Fees on every purchase−$180
Net a year, Standard plan−$180
$1,000 a month, 20% in a foreign currency, no staking. Change
Trust
Licence and regulator20 of 25
Revolut Bank UAB holds a Bank of Lithuania bank licence and Revolut Digital Assets Europe is a MiCA-authorised crypto service provider (CySEC); the UK bank gained a full licence in Mar-2026. Crypto balances sit outside deposit guarantee schemes.3,14,17
Custody and fund protection9 of 20
Custodial: Revolut Digital Assets Europe holds crypto as nominee on trust for clients under MiCA authorisation, but there is no deposit guarantee or investor compensation cover.3
Incidents in the last 24 months12 of 20
The Bank of Lithuania fined Revolut Bank UAB 3.5 million euros in Apr-2025 over anti-money-laundering weaknesses. No card-specific loss or freeze was found.13
Track record and verified volume14 of 15
A major, long-running fintech whose app has 485,586 Trustpilot reviews, and a crypto card that now has a dedicated physical version. Exact crypto card volume on Paymentscan was not found.15,11
Company
Legal entityRevolut Digital Assets Europe Ltd (crypto services, Cyprus); Revolut Bank UAB (payment account and card, Lithuania); Revolut Ltd (UK)3,10
HeadquartersUnited Kingdom14Revolut is headquartered in London; EU bank is in Lithuania
Issuer and licence
Card issuerRevolut Bank UAB (Lithuania) in the EEA; Revolut Ltd / Revolut Bank UK in the UK3,10Issuer terms: the virtual card is issued by Revolut Bank UAB or its branch, and the crypto terms name Revolut Bank UAB as the account provider. A third-party site (The Crypto Register) agrees. The UK entity is inferred, not stated in the pages read
Program managerRevolut17Third-party statement; Revolut runs its own programme
LicencesSpecialised bank licence, Bank of Lithuania (Revolut Bank UAB), Crypto-asset service provider under MiCA, CySEC Cyprus (Revolut Digital Assets Europe Ltd), Full UK banking licence, PRA, Mar-11, 2026 (Revolut Bank UK Ltd)3,14,17Lithuanian licence stated by a third-party source; the CySEC MiCA authorisation is stated in the issuer's crypto terms
The card
How custody worksRevolut Digital Assets Europe holds your crypto as nominee, on trust for you; crypto is not covered by the European deposit guarantee or the Cyprus investor compensation fund3
Settles inBase currency of your Revolut account (EUR, GBP, PLN and others)3Crypto is converted at payment and the card payment settles in fiat
Funding
Crypto acceptedBTCETHUSDCUSDTMATICSOLXRPLTCDOGE9,12Issuer help names ETH, USDC, MATIC and USDT; the rest come from a review's list of about 120 assets. No official list of assets that work for card payments found
ChainsEthereumTronPolygonBitcoin9Help names USDT on Ethereum and Tron and ETH, USDC, MATIC on Ethereum; Polygon support for stablecoins is reported by news. The in-app Receive list is authoritative and varies by region
Fiat top-up
SEPASWIFTBank cardApple PayGoogle Pay1Money added by card may carry a fee for non-EEA cards
SEPASWIFTBank cardApple PayGoogle Pay1Money added by card may carry a fee for non-EEA cardsDeposit fees02,3No fee for crypto deposits; network fee is deducted by the chain
Spends fromCrypto balance in the Revolut app, converted to fiat at the time of the payment3,4You can choose all crypto (highest balance first) or one token balance; if the chosen balance is too small the payment is declined
Payments
Where it works
RegionsEurope (EEA)
United Kingdom11Physical crypto card rollout excludes Hungary, Switzerland and Portugal
Europe (EEA)United Kingdom11Physical crypto card rollout excludes Hungary, Switzerland and Portugal
Excluded countries
Hungary
Switzerland
Portugal11Excluded from the May 2026 physical crypto card launch; the United States has no crypto services
HungarySwitzerlandPortugal11Excluded from the May 2026 physical crypto card launch; the United States has no crypto servicesAccount
P2P transfersYes1,3Free instant transfers to other Revolut users; crypto can be sent off-chain to other users
Security
Two-factorYes3Terms refer to two-factor authentication on the account
App
English
French
Japanese
Polish
Portuguese
Romanian
SpanishReputation
Trustpilot4.715
Trustpilot reviews485,58615Whole Revolut brand, not the crypto card alone
Common complaintsOutages that briefly block access to money, Transfer delays, Hard cash deposits and identity checks, Crypto card costs higher than competitors per a review15,12
Common praiseFast support replies reported by a review, Wide choice of supported assets12
Incidents and changes
Apr 2025The Bank of Lithuania fined Revolut Bank UAB 3.5 million euros for weaknesses in its anti-money-laundering controls; Revolut said no money laundering was found.13regulatory
Regional differences
More details
Monthly exchange limit before a feeStandard 1,000 euros (1% above), Plus 3,000 euros (0.5% above), Premium, Metal and Ultra none. Crypto exchanges, including card payments, count toward the limit.1,2
Normal crypto exchange fee (not card payments)UK Standard and Plus pay 1.49% for the first 10,000 GBP of 30-day volume, falling to 0.49% at 250,000 GBP; paid plans pay less. Card payments are stated to carry no exchange fee.2,4
Tax on spendingPaying with crypto counts as a disposal and may create a tax liability.11
ProtectionCrypto is held as nominee for clients and is outside deposit guarantee schemes.3
Offline paymentsAn offline payment can push a crypto balance negative; Revolut then debits your bank account and exchanges to clear it, with normal fees.3
Cashback on Metal and UltraA review reports 0.1% in Europe and 1% elsewhere, capped monthly; not confirmed for crypto card payments.12
Quick answers
What does the Revolut crypto card cost?
The Standard plan: Free a month, €6.99 for a physical card.
How much cashback does the Revolut crypto card pay?
— on the Standard plan, paid in a form not published.
What is the Revolut crypto card FX fee?
1% on the Standard plan.
Is the Revolut crypto card custodial?
Custodial. Revolut Digital Assets Europe holds your crypto as nominee, on trust for you; crypto is not covered by the European deposit guarantee or the Cyprus investor compensation fund
Is the Revolut crypto card available in the US, the UK and the EEA?
US: no. UK: yes. EEA: yes.
How much do you keep with the Revolut crypto card?
−$180 a year on the Standard plan at $1,000 a month with 20% in a foreign currency, after every fee.
Sources
- Personal fees (Plus), Revolut Bank UAB and Spain branch, from Sep-01, 2026, issuer, Nov-05, 2026
- Retail Crypto Fees, Revolut Ltd (UK), issuer, Nov-05, 2026
- Cryptocurrency Terms, Revolut Digital Assets Europe Ltd, from Nov-25, 2025, issuer, Nov-05, 2026
- Crypto payment fees, rates, and limits (help centre), issuer, Nov-05, 2026
- Compare Revolut plans, Greece, issuer, Nov-05, 2026
- Personal Fees (Premium), Luxembourg, issuer, Nov-05, 2026
- Personal fees (Metal), France, issuer, Nov-05, 2026
- Personal Fees (Premium), Spain, issuer, Nov-05, 2026
- Supported crypto deposit currencies, networks, and exchanges (help centre), issuer, Nov-05, 2026
- Promotion Terms, Crypto-Themed Cards and Wallpapers (card issuer wording), issuer, Nov-05, 2026
- Revolut unveils first physical crypto card (The Block, May-18, 2026), press, Nov-05, 2026
- Revolut Card review, Last Updated Nov-02, 2026, review, Nov-05, 2026
- Revolut slapped with 3.5M euro fine by Lithuania's central bank (Tech.eu, Apr-08, 2025), press, Nov-05, 2026
- Revolut wins full UK banking licence (Tech.eu, Mar-11, 2026), press, Nov-05, 2026
- Revolut reviews on Trustpilot, trustpilot, Nov-05, 2026
- Revolut: Business & Personal on the App Store, app store, Nov-05, 2026
- Revolut Card EU: issuer, fees and protection (2026), other, Nov-05, 2026
- Personal fees (Ultra), France, issuer, Nov-05, 2026
Something wrong or out of date? Report it with a source.