User referrals
User referrals of each crypto card, with a source for each value. Checked Nov-05, 2026.
| Affiliate Program (replaced the old referral program): USDC rewards, $10-$20 new member bonus, $15-$25 high-spender bonus, 0.1-0.3% cashback on referral spend, 20-25% physical card commission, 50% card fee commissionConversion = referral spends $100; four tiers (Tier 4 needs 500+ referrals) | ||
| Not publishedNot checked | ||
| YesA referral programme sits under Rewards; bonuses are paid as Reward Points; amounts not found | ||
| Not publishedNot published | ||
| Yes: $10 each for first-spend bonus, $200 each for high-spend bonus, $20 for friend upgrading to Core, $300 for Platinum; referral cashback 0.25% (Lite, 3 mo), 1% (Core, 3 mo), 1% (Platinum, 6 mo), Platinum boost 3% for 90 days up to $300Bonuses paid as spend credit; cashback in XPL; spend thresholds not published in the help center | ||
| Not publishedNot published | ||
| YesReferral rebates are paid in CASH | ||
| Referrer earns up to 40% of Kolo's fee on referrals' fee-based transactionsFinek reports partner links with 5% BTC cashback for three months on EUR cards for new users; not on Kolo's cashback page | ||
| Experimental referral programme existsReview reports support described it; terms not checked | ||
| Invite via link or code; invitee must register with it and complete KYC. Earn USDT commission on invitee card orders (paid instantly) and on their card payments (settled every 30 days), plus 10% of your invitee's own referral commission; higher referral levels pay higher rates.Code cannot be added to existing accounts; no commission on card orders discounted 50% or more. New users also get a $5 USDs sign-up reward (s26). | ||
| Not publishedNot published | ||
| $30 equivalent paid in AVAX for a qualifying new user, credited within about 30 days; caps may apply | ||
| YesApp store says users earn rewards when friends join | ||
| YesSign-up uses invite or access codes per a review | ||
| Referrer earns up to $50 at $600 cumulative referred spend and up to $100 total at $1,600, plus $100 for a referred Premium and $1,000 for a referred Private subscription; referred friend gets 10% off first membershipRewards locked 14 days; amounts vary by referral's country | ||
| Not publishedNot published | ||
| Referrer gets $20, new user gets $10 after ordering a card and spending $100 on at least 3 merchants within 30 daysEffective May-01, 2026 | ||
| Referral codes give new users a bonusThird party; terms not read on the card page | ||
| Not publishedReferral links circulate but terms not read | ||
| Referral link with a $10 bonus after 5 card payments of $5+ on separate days (Aug-2026); referrers earn a share of referees' pointsBonus terms from Finek and a review, not the issuer | ||
| YesHelp centre lists a sign-up bonus article (the campaign ended Aug-24, 2026) and referral links exist; terms not read | ||
| Referral commissions up to 40% of referred accounts' top-up fees, by tier | ||
| Not publishedNot published | ||
| New user gets an $8 bonus with a referral (standard $5); referrer earns 2% of the friend's eligible card spending for the first 90 days | ||
| Not publishedA referral link format exists but terms were not found | ||
| 5 USDT for the referrer and 2 USDT for the friend, plus up to 0.2% commission on the friend's card spend for 12 months | ||
| Not publishedNot published | ||
| Referrers earn 10% of their referrals' Solayer Card Points | ||
| Earn karats from friends' spending (1 karat = 0.01 USDT) | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Not publishedNot published | ||
| Referral bonus exists; boosts points on Metal for two referred friends | ||
| 1,000 Tier Points to both sides for a qualified referral, plus 1 point per $1 of the referee's eligible card spend, capped at 100,000 points per rolling 30 daysProgramme ends with the closure | ||
| Not publishedNot published |