When crypto converts
When crypto converts of each crypto card, with a source for each value. Checked Nov-05, 2026.
| At purchaseDirect Pay spends vault USDC, then liquidUSD, when you pay. There is no preload step | ||
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| PreloadYou top up a USD, EUR or GBP account first. Stablecoins credit 1:1 and the card spends from that balance | ||
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| PreloadYou spend from a USD cash balance. USDT, USDC and USDG arrive as they are; other coins are converted to USD on arrival | ||
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| At purchaseCrypto balances are converted at the moment of payment; no preload | ||
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| At purchaseThe fee list shows a 1% crypto conversion fee, charged when the card is used. | ||
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| PreloadDeposits sit as a USD balance (stablecoins 1:1, other tokens converted on deposit). The card is a credit card secured by that balance. | ||
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More in Funding
Crypto acceptedChainsFiat top-upDeposit feesMinimum depositSpends fromBank withdrawal currencies